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Financing

Financing

  • Take your new purchase(s) home today!
  • Spread out your total purchase amount into manageable, minimum monthly payments with deferred interest rates of (6) or (12) month periods.

Layaway

  • Let us safely store your purchase(s) until you are ready to take them home! Also, this is a great solution for hiding gifts from curious eyes!
  • Spread it out...for large or small ticket items, pay 25% down on your total purchase followed with monthly payments:
    • (3) months for new bicycles

Trek Card 

Trek Store Coeur d'Alene can offer 12-month, interest-deferred interest* financing to any approved or existing card-holder who makes a purchase of $700.00 or more on the their Trek Card. The purchase must include at least one Trek Bike.

Finance your new bicycle, clothing and accessoiries with the Trek Card!

Increase Your Buying Power

  • 6 and 12 month No Interest Payment Plans*
  • 9.99% APR with 24, 36, 48, and 60 month payment plans
  • Credit limits that fit your needs

Cardholder Benefits

  • Manage your account online or on-the-go
  • No Annual Fee**
  • Accepted at 1,000+ trek retailers nationwide


*Deferred Interest Regular Minimum Payment Plan:
No interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard, variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period.

**Low APR Equal Payment Required:
9.99% APR if paid in full in 24, 36, 48 or 60 months. If the balance is not paid in full in 24, 36, 48 or 60 months (depending on the plan selected) or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable APR of 24.99%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of; the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded to the nearest $1) or $5. Required minimum purchase of $1,999.

*** Trek Credit Card Accounts are offered by Comenity Bank who determines the qualifications for credit and promotional eligibility. At no time will the minimum payment due be less than $25.00. Minimum Interest Charge is $1.00 per credit plan. Standard variable APR of 24.99%, based on the Prime Rate.